MyFinanzGuru
Back to tools

Your financial start · Tools

Loan Payment Calculator

Enter your loan amount, interest rate and term to see your monthly annuity payment, how it splits between interest and principal, and your remaining debt at the end of the fixed-rate period.

Your loan

200.000 €
3,50%
25 years

Fixed interest period (Zinsbindung)

Monthly payment

0

Initial amortization: 2,51%

Total interest

100.374 €

Total repayment

300.374 €

Remaining debt after 10-year fixed period

140.058 €

Principal paid: 59.942 €Interest paid: 60.207 €

Want a second opinion on this?

A free 30-minute call turns this estimate into a concrete plan for your situation.

Discuss your result in a free meeting

All calculations are simplified estimates for information and education only — not investment, tax, insurance or legal advice (§34f/§34h GewO). No guarantee of accuracy.