MyFinanzGuru

Legal Notice

Privacy Policy

Datenschutzerklärung pursuant to Art. 13 GDPR.

1. Data Controller

The data controller responsible for processing personal data on this website (Article 4(7) GDPR) is:

Nandhini Murugesan
Kortenbacherweg 66-68
63500 Seligenstadt, Germany

Email: nandhini.murugesan@dvag.de
Phone: +49 172 3165277

2.1 Scope of the Processing of Personal Data

We generally process the personal data of our users only to the extent necessary to provide a functional website and our content and services.

2.3 Data Deletion and Storage Period

Personal data will be deleted or blocked as soon as the purpose for storing the data no longer applies, provided that no statutory retention obligations require otherwise.

3.1 Description and Scope of Data Processing

Whenever you visit our website, our hosting provider All-Inkl automatically collects data and information from the accessing computer (server log files). The following information is collected:

  • Information about the browser type and version used
  • The user's operating system
  • The user's Internet Service Provider (ISP)
  • The user's IP address
  • Date and time of access
  • Websites from which the user's system accessed our website

3.3 Storage Period

Log file data is stored for a limited period and then deleted.

4. Cookies

Our website uses cookies. Cookies are small text files that are stored on your device.

Where cookies are used to analyze browsing behavior, they are only used with your consent (Article 6(1)(a) GDPR), which is obtained through a cookie consent banner when you first visit the website.

You may withdraw your consent at any time or adjust your cookie settings through your browser settings.

5.1 Description and Scope of Data Processing

If you contact us using our contact form, the information you provide, including your contact details (e.g., name and email address), will be stored for the purpose of processing your inquiry and any follow-up questions.

5.3 Storage Period

The data will be deleted as soon as it is no longer required for the purpose for which it was collected.

6. Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland ("Google").

  • Google Analytics uses cookies that enable an analysis of how you use the website.
  • Your IP address is shortened within the EU/EEA before being transmitted (IP anonymization).
  • The information generated by the cookie is generally transferred to and processed on Google's servers.
  • The legal basis for processing is your consent under Article 6(1)(a) GDPR.
  • You can prevent Google Analytics from collecting your data by downloading and installing the browser add-on available at: tools.google.com/dlpage/gaoptout

Further information is available at: policies.google.com/privacy

7. Newsletter (Mailchimp)

7.1 Description and Scope of Data Processing

We use Mailchimp, a service provided by The Rocket Science Group, LLC, 675 Ponce De Leon Ave NE, Suite 5000, Atlanta, GA 30308, USA, to send our newsletter.

When you subscribe to the newsletter, a double opt-in procedure is used. After registering, you will receive an email asking you to confirm your subscription.

7.2 Legal Basis

The legal basis is your consent under Article 6(1)(a) GDPR.

You may withdraw your consent at any time with future effect, for example by clicking the unsubscribe link included in every newsletter email.

7.3 Data Transfer to the United States

Mailchimp also processes data in the United States.

Data transfers are carried out on the basis of the EU Standard Contractual Clauses (SCCs) pursuant to Article 46(2)(c) GDPR.

For more information, please visit: mailchimp.com/legal/privacy

8. WhatsApp Button

Our website contains a link/button that allows users to contact us via WhatsApp.

The provider is WhatsApp Ireland Limited, 4 Grand Canal Square, Dublin 2, Ireland, a subsidiary of Meta Platforms Inc. (USA).

  • When you click the button, a connection to WhatsApp is established. During this process, data such as your IP address and device information may be transmitted to WhatsApp/Meta, even if you do not have a WhatsApp account.
  • The content of communications conducted through WhatsApp is subject to WhatsApp's and Meta's privacy policies, over which we have no control.
  • The legal basis for providing the WhatsApp button is Article 6(1)(f) GDPR, based on our legitimate interest in providing a simple means of contact.
  • Any communication initiated through WhatsApp takes place at your own request and is based on Article 6(1)(b) GDPR.

For more information, please visit: whatsapp.com/legal/privacy-policy

9. Your Rights as a Data Subject

You have the right:

  • To request information about the personal data we process concerning you in accordance with Article 15 GDPR.
  • To request correction of inaccurate personal data in accordance with Article 16 GDPR.
  • To request deletion of your personal data in accordance with Article 17 GDPR.
  • To request restriction of processing in accordance with Article 18 GDPR.
  • To receive your personal data in a structured, commonly used, and machine-readable format (data portability) in accordance with Article 20 GDPR.
  • To withdraw any consent you have given at any time with future effect in accordance with Article 7(3) GDPR.
  • To lodge a complaint with a supervisory authority in accordance with Article 77 GDPR.

10. Right to Object

Where your personal data is processed on the basis of legitimate interests (Article 6(1)(f) GDPR), you have the right to object to the processing for reasons arising from your particular situation.

11. SSL/TLS Encryption

For security reasons, this website uses SSL/TLS encryption.

You can recognize an encrypted connection when your browser's address bar changes from "http://" to "https://".

12. Changes to This Privacy Policy

We reserve the right to amend this Privacy Policy at any time to ensure that it always complies with current legal requirements.