Our services
Real Estate Investment
Real estate remains one of the most trusted ways to build wealth in Germany — but the financing structure, the state you buy in, and the interest environment all change the calculation. We help you understand what you can realistically afford and how to structure the financing.
What we do for you
A realistic maximum purchase price based on your income and equity
Explanation of incidental purchase costs (Grunderwerbsteuer, notary, broker) by federal state
Guidance on fixed-interest periods (Zinsbindung) and repayment rates (Tilgung)
A look at buy-to-let as a portfolio diversifier, not just owner-occupation
Coordination with tax and insurance planning so the purchase fits your whole picture
How it works
Model your budget
Use our Real Estate calculator to see a realistic price range in minutes.
Compare financing structures
We review interest, repayment rate, and fixed-term options against your goals.
Plan the purchase
We coordinate timing with your broader financial and tax situation.
Curious how this applies to your numbers? Try our related free tool.
Calculate your property budgetFrequently asked questions
20-30% equity typically gets you meaningfully better loan conditions, though it is possible to finance more.
Yes — Grunderwerbsteuer alone ranges from 3.5% to 6.5% of the purchase price depending on the state.
It depends heavily on location, rental yield, and your holding period — we look at the real numbers rather than general market sentiment.
Ready to talk about real estate investment?
Book a free, no-obligation 30-minute meeting.