Our services
Insurance & Protection
Most people are over-insured against small risks and under-insured against the ones that matter — like losing the ability to work. We review your existing policies and recommend coverage based on real risk, not sales quotas.
What we do for you
A review of income protection (Berufsunfähigkeitsversicherung) — often the most important, most overlooked policy
An audit of existing policies to cut overlapping or unnecessary coverage
Liability, household, and life insurance sized to your actual situation
Plain-language explanations of exclusions and waiting periods before you sign
A biennial review habit so your coverage keeps pace with your life
How it works
Audit what you have
We review your existing policies for gaps, overlaps, and unnecessary cost.
Close the real gaps
We prioritize the coverage that protects your income and dependents first.
Review every two years
Life changes — job, marriage, children — and your coverage should too.
Curious how this applies to your numbers? Try our related free tool.
Check your coverage gapsFrequently asked questions
For most employees, your ability to earn is your single biggest asset — BU is widely considered essential, yet it's one of the most under-purchased policies in Germany.
Very possibly — many households carry redundant small policies that cost more over time than the risk they cover.
We recommend at least every two years, and after any major life change.
Ready to talk about insurance & protection?
Book a free, no-obligation 30-minute meeting.