MyFinanzGuru
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Fund Strategy

Building wealth through markets doesn't require picking stocks or timing the market — it requires a disciplined, diversified, low-cost strategy you can stick with for decades. We help you design and automate exactly that.

What we do for you

A diversified ETF portfolio matched to your risk tolerance and time horizon

Cost-conscious fund selection — TER matters more than most people realize

Automated monthly savings plans that remove emotion from investing

Guidance through market downturns so you don't sell at the wrong moment

Annual rebalancing reviews to keep your allocation on target

How it works

1

Define risk and horizon

Your strategy starts with how much risk you can tolerate and how long you're investing for.

2

Build the portfolio

We select a diversified, low-cost fund mix aligned to that profile.

3

Automate and review

A standing order does the investing; we review and rebalance annually.

Curious how this applies to your numbers? Try our related free tool.

Model your investment growth

Frequently asked questions

A 1% difference in ongoing fees can cost tens of thousands of euros over a multi-decade investment horizon — it matters enormously.

No — a regular savings plan (Sparplan) is specifically designed to smooth out market timing risk through euro-cost averaging.

This is normal and expected over a multi-decade horizon — we help you build a strategy designed to be held through downturns, not abandoned.

Ready to talk about fund strategy?

Book a free, no-obligation 30-minute meeting.